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Private or Dealer – Where Should You Buy Your Next Car?

Posted on: February 29th, 2016 by hksadigitalaccess@gmail.com No Comments

When buying a new car, you have options available to you. You could buy your car through a dealer or consider a private sale.

If you choose to purchase your vehicle from a motor dealer, it is best if they come personally recommended to you by a trusted friend, relative or colleague. If the dealership hasn’t been recommended to you, it’s important to check them out. Search the Internet for reviews and find out if they give a guarantee. What kind of aftersales services do they offer?

If you’re buying a car privately, the best option is knowing the current owner of the car personally. If you know them as someone who has looked after and cared for their car, and had it serviced regularly, then you can be pretty sure the car is a good buy.

It is important to be cautious when buying a car privately. Don’t pay cash for the car and don’t go to inspect the car by yourself. It would also be wise to check that the seller owns the car and that it is fully paid for. Ask to see the registration certificate of the car, which carries the name of the registered owner, and check this against the owner’s identification documents.

Time to Sell?

Posted on: February 12th, 2016 by hksadigitalaccess@gmail.com No Comments

When it comes to the decision of whether you should sell your car or hold on to it, there are no set rules and it ultimately depends on you. To help make the decision a little easier, we have compiled a quick list of things to consider.

  1. If your present car isn’t running that well anymore and the maintenance cost is starting to eat into your monthly budget, then it’s probably a good time to sell.
  2. If your fuel consumption on your present car is high, it might be advisable to trade it in for a model with much lower fuel consumption.
  3. If your family has grown by a little member that needs a lot of space, then it might be time to change, especially if your current boot can’t fit a pram.
  4. It is important to remember that your car depreciates in value with each month that passes. It’s a good idea to trade it in to avoid losing out more.
  5. If you’re no longer happy with your current car and dream of something new, then it might just be time to sell.
  6. If your warranty/ service/ maintenance plan has expired.

Once you’ve decided to sell your car, you need to know how much its worth! Complete our online form for a quick estimate of what you can expect to get for your car!

Rule of Thumb: Always deal a with reputable company and stay away from the fly-by-night dealers who over-promise and under-deliver!

Never give over possession of your vehicle or registration papers before the money is cleared in your account.

Take note of the date that the dealer has taken ownership of your car as any e-tolls or traffic fines should be forwarded to the dealer.

Paying For That New Car

Posted on: February 12th, 2016 by hksadigitalaccess@gmail.com No Comments

Buying a car is one of the biggest purchases most people make. When it comes to paying for your new car, you have some options available to you. Today we will look at these.

Cash purchases, while not a practical solution for most, could also exclude you from substantial discounts as dealers are more inclined to give a better deal on the car price if they know the client is financing in house. Ensure you visit the dealer’s website for more info.

If you’re not buying your new car with cash, then it’s advisable to apply for finance with the dealer’s in-house finance agent, as they will ensure that you get the best possible interest rate and most hassle-free experience. When purchasing through Eagle Corner, the most convenient way to get finance is to have it financed through Eagle Fin or Ford Credit.

It’s also important to have a sufficient deposit as this could decrease your monthly installments significantly. If your car is relatively new and in a good condition, it’s a good idea to trade it in for a new car as the difference between the trade in price and the bank settlement could give you a healthy deposit.

If you’re going to make monthly payments, it’s important to take note of the installments and make sure that you don’t plunge yourself into debt. The rule-of-thumb is that your payments should be no more that two-thirds of your monthly housing cost (rent or mortgage).

Your Pre-Buying Checklist

Posted on: February 12th, 2016 by hksadigitalaccess@gmail.com No Comments

When purchasing a secondhand vehicle, it’s easy to get confused and overlook certain factors that could end up costing you extra money in the long run. Use our simple checklist to make sure you cover all the basics and possibly save yourself thousands of Rand.

Before deciding what car you want, you should ask yourself the following questions:

  1. What brands and models are my favourite?
  2. What car can I afford?
  3. What size car do I need?
  4. How much can I afford to spend on fuel each month?
  5. Do I want a manual or an automatic car?
  6. What extras do I want in my car?
  7. What dealers do I know with a trusted reputation?

Once you have answered these questions and found one that ticks all the boxes, be sure to look at the following when going to view the vehicle:

Ask your dealer to show you the vehicle’s health check, any repairs done will be noted for you to see.

These are just a few things to look out for when buying a pre-owned vehicle. If you’re uncertain of anything, ask a friend or relative with knowledge of cars to help you out.